Ω Lululemon: Tariffs Eating Margins
Posted inAnalysis Financials

Ω Lululemon: Tariffs Eating Margins

June 15, 2025
TLDR; LULU Margins Hit: Q1 FY25 net margin declined due to new tariffs (30% China, 10% other imports) and rising competition. Growth Outlook Trimmed: Lululemon slashed its full-year growth forecast (5-7%), leading to a significant stock drop. Competitive Headwinds: Increased competition from brands like Nike, Alo Yoga, and Vuori challenges Lululemon's premium pricing. Strategic Pricing: ... Read more
🏦 NU Holdings: LatAm’s Fintech Ecosystem
Posted inAnalysis Financials

🏦 NU Holdings: LatAm’s Fintech Ecosystem

May 24, 2025
TLDR; Nu Holdings' expansion into new geographies has created some headwinds, affecting their net interest margin. Hyper-Scalable Model: Strong unit economics and low customer acquisition costs signal future profitability. Strategic Market Expansion: New banking license in Mexico and deposit growth in Colombia mitigate concentration risk. Superior Profitability: Nu's profitability metrics are superior compared to key ... Read more
🤑Robinhood : Ready to Run
Posted inAnalysis Financials

🤑Robinhood : Ready to Run

May 12, 2025
Robinhood App TLDR; Mission: “Democratize finance” via zero fees, global expansion (UK/EU), retirement accounts ($14.4B AUC). Financials: $927M rev(+50%), $336M net income (+114%), $631M FCF, $6.1B cash, $221B assets (+70% YoY). Revenue Drivers: Crypto ($252M,+100% YoY), Options ($240M, +56% YoY), subscriptions (3.2M Gold users, +90%). Risks: Crypto volatility (30% QoQ drop), PFOF/margin scrutiny, interest rate sensitivity (14% ... Read more
US Treasury Bonds
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💵 US Treasury Bonds : Backbone of Economy

April 29, 2025
Why do you need to know about U.S. Treasury Bonds What Are U.S. Treasury Bonds: Government-issued bonds that help fund federal spending and are considered low-risk investments. Why They Matter: Treasury bonds influence interest rates, inflation, and overall economic stability. Impact on Personal Finances: They affect mortgage rates, loan costs, and investment returns. Smart Money ... Read more
trump tariff
Posted inFinancials Analysis

💵 Trump Tariff: Shit Show

April 5, 2025
Trump's Reciprocal Tariffs in April 2025 The Reality of Tariffs Nearly $6 trillion was wiped from markets in 2 days. Tariffs' Impact: It has only lasting influence on market in a healthy economy(Which we don't have). Current Economy: Complex web of fiscal policies, not a healthy economy. Currency Debasement: In our economy value of currency ... Read more
grab
Posted inFinancials Analysis

🚕 GRAB : South East Asia’s Super App

March 13, 2025
TLDR; 3 consecutive quarters of positive FCF - Added $500 million to cash balances in last Q. Became GAAP profitable last quarter. Expanding digital banking presence across Singapore, Malaysia, and Indonesia Cross-Selling Opportunities & Reduced Customer Acquisition Costs for new services. GRAB Q4 FY24 Results: Revenue: $764M (+17% YoY) Net Income: $11M Net Margin: 1.4% ... Read more
trade desk
Posted inAnalysis Financials

📺 The Trade Desk : Digital Ads Backbone

February 22, 2025
TTD's Digital Out Of Home (OOH) Advertising TLDR; Customer Retention: Retention rate above 95% for 10th consecutive year.  Connected TV (CTV) Growth: largest and fastest-growing channel, with video ads comprising nearly 50% of the business.  Unified ID 2.0 Partnerships: Expanded collaborations, including with Spotify and Roku, to enhance user privacy and advertising relevance. Slower rollout ... Read more
amazon
Posted inFinancials Analysis

📦Amazon: Sleeping Giant

February 9, 2025
TLDR; AMZN Q4 FY24 results show strong growth with $187.79B revenue (+10.5% YoY) Cloud computing revenue expected to reach $690B by 2032, driving growth. E-commerce revenue expected to reach $1.1T by 2027, with AMZN's 45% market share. Digital advertising revenue expected to reach $150B with 10% market share. AMZN expands into new areas: logistics, fintech, ... Read more
🚗UBER: Its a Verb
Posted inAnalysis Financials

🚗UBER: Its a Verb

December 15, 2024
TLDR; From money loosing to free cash flow of $2.1B(+133% YoY) Good growth in existing mature markets. Expansion in new markets (Japan, Spain, Argentina, Germany, South Korea, Italy) Uber has smart strategic partnerships with its competitors. Uber owns a 27.5% stake in Grab (Southeast Asian Uber) If Waymo and Tesla dominate the US market, they ... Read more